SilverSummit Child Well-Visit Rewards: $35 from Age 2, $20 for Infants

Two different rewards, by age

• $35 for a well-child visit — this one starts at age 2.
• $20 under a separate infant well-care reward for children under age 2.

If your baby is under 2, you are not left out — the reward is the $20 infant well-care one, not the $35.

How to earn it

Take your child to their scheduled well-child visit with their primary care provider. The reward is added to your My Health Pays card after the provider's claim is processed.

How the My Health Pays card actually works

Rewards load onto a My Health Pays prepaid card. It is not a card you can use anywhere Visa debit is accepted — SilverSummit says so plainly, and this is where most members lose value.

Permitted uses: utilities, transportation, telecommunications (phone and internet), childcare, education, rent, and Walmart in-store.

Not permitted: grocers, gas stations and pharmacies are not on SilverSummit's approved list. The card also cannot be used for alcohol, tobacco or firearms.

Funds expire — this is how people lose money they earned

Your balance expires 90 days after your coverage ends, or 365 days after the reward was earned, whichever comes first. Medicaid coverage lapses at redetermination more often than for any other reason, so spend the balance rather than saving it.